Become a Member

Adventure Credit Union is Your Trusted Financial Guide

  • Join the credit union online in 3 easy steps
  • Open multiple accounts with one application
  • It only takes a $5 deposit to join*

We're Here To Help You

Local Commitment. Infinite Adventures.

Adventure Credit Union is here to help you through all of life’s adventures!  As your Trusted Financial Guide, we'll help you navigate through challenges and triumphs. 

As a member of Adventure Credit Union, you gain access to all of our products and services. You can also expect better rates and fewer fees than the big banks.

Easy Access

Low Interest Loans
Member exclusive rates on:

  • Auto loans
  • Personal loans
  • Mortgages
  • Home Equity Loans
  • Business Loans

Edge Checking
Earn up to $400/year in dividends*

Save to Win
Prize linked savings account

  • More than $200,000 in prizes annually**
  • Deposits earn your drawing entries
  • More than 2,000 winners selected every year**

You can become a member of Adventure Credit Union if you live, work, worship, or attend school in the State of Michigan

Our charter also allows us to serve people with disabilities who reside in Michigan and businesses who provide disability-related services, as well as the employees of 500+ employer groups, unions and associations in the State of Michigan.

Additionally, Adventure membership is offered to persons related by blood or marriage to a current credit union member and people who reside in the same household as a current credit union member.

For-profit and non-profit businesses and associations and their employees who are affiliated with the healthcare profession in the State of Michigan are also eligible for Adventure membership.

Make sure you have these before you apply:

  • Valid government-issued ID card
  • Social Security card
  • A minimum of $5.00 for your initial deposit

Being a member of Adventure Credit Union comes with a variety of great benefits and exclusive discounts. 

Love My Credit Union Rewards

Enjoy discounts from multiple companies just for being a credit union member.

See Discounts

Helpful Resources

Frequently Asked Questions

Every member is an equal owner of the credit union. Your primary share account is required because it represents your individual ownership in the credit union. 

Yes, your savings are insured up to at least $250,000 under the NCUA. This is the credit union equivalent of the FDIC (which is what banks use to insure their customers).

Simply start your Adventure Membership by opening a Primary Share Savings Account with an initial deposit of as little as $5. The $5 deposit is still your money, so membership is actually free.

Yes! There's no limit on the number of credit unions you can belong to. Adventure would be happy to have you as a member.

Love banking here. They have all the services you need, and the rates are better than banks and most other credit unions.

- Rick O.

Adventure Credit Union is a full-service credit union in Michigan with branches in the Greater Grand Rapids and Lansing areas. All those who live, work, worship or attend school in the State of Michigan are eligible to join.

**APY = Annual Percentage Yield. Rate valid as of 11/23/2024 and is subject to change without notice. 4.00% APY is paid on balances up to $10,000 provided the following qualifiers are met each monthly qualification cycle: 1) Twenty or more debit card purchases must post by 8:00 pm the last day of the month (these exclude ATM transactions); 2) An ACH/Direct Deposit of at least $100 per single deposit must post and clear the account (internal transfers excluded); or complete at least one Remote Deposit Capture deposit of at least $100 per single deposit through Mobile Banking within the last 30 days; 3) You must receive eStatements (no paper statements); 4) Must login to Online or Mobile Banking at least once. If qualifiers are not met, 0.00% APY will be paid on all balances. Limit one account per individual. Personal accounts only. Primary account holder must be at least 18 years of age. Fees could reduce earnings.

**View complete details of Spare Change Savings

*Must meet membership eligibility requirements