Open an Account

Our accounts fuel infinite adventures

  • Open an account to start a new membership
  • Add new accounts to an existing membership
  • Choose to open online or in-person

Every Adventure Starts with a Single Step

This Way Forward

With just one application online or in-person, you can build the perfect package. Start with an Adventure Savings account, then add your choice of checking account, certificate of deposit, or additional savings account(s).

How to Open an Account

Whether you're a long-time member or establishing a brand-new membership, we make it easy to get your account(s) opened.

  • Apply securely online
  • Existing members can save time by applying through digital banking
  • Apply in-person at a Lansing or Grand Rapids area branch

What You'll Need

In addition to meeting our membership eligibility, new members will need the following:

  • Valid government-issued ID card
  • Social Security card
  • A minimum of $5.00 for your initial deposit

Working in your best interest.

View All Rates
Earn an amazing APY*
4.00 %
Edge Checking
APY* as high as
6.00 %
Spare Change Savings
View All Rates

Frequently Asked Questions

Simply start your Adventure Membership by opening a Primary Share Savings Account with an initial deposit of as little as $5. The $5 deposit is still your money, so membership is actually free.

Every member is an equal owner of the credit union. Your primary share account is required because it represents your individual ownership in the credit union. 

Yes, your savings are insured up to at least $250,000 under the NCUA. This is the credit union equivalent of the FDIC (which is what banks use to insure their customers).

The application process was quick, and the response was fast. The representative was friendly and efficient.

- Donald W.

Adventure Credit Union is a full-service credit union in Michigan with branches in the Greater Grand Rapids and Lansing areas. All those who live, work, worship or attend school in the State of Michigan are eligible to join.

*APY = Annual Percentage Yield. Rate valid as of 10/1/2024 and is subject to change without notice. 4.00% APY is paid on balances up to $10,000 provided the following qualifiers are met each monthly qualification cycle: 1) Twenty or more debit card purchases must post by 8:00 pm the last day of the month (these exclude ATM transactions); 2) An ACH/Direct Deposit of at least $100 per single deposit must post and clear the account (internal transfers excluded); or complete at least one Remote Deposit Capture deposit of at least $100 per single deposit through Mobile Banking within the last 30 days; 3) You must receive eStatements (no paper statements); 4) Must login to Online or Mobile Banking at least once. If qualifiers are not met, 0.00% APY will be paid on all balances. Limit one account per individual. Personal accounts only. Primary account holder must be at least 18 years of age. Fees could reduce earnings.

**APY = Annual Percentage Yield. Valid as of 10/1/2024 and subject to change without notice. No minimum balance required. Fees or penalties could reduce earnings. Personal checking accounts only. Not valid on HSA or business checking accounts.