Compare Certificates of Deposit

Earn more with a Certificate!

  • Better rates than a traditional savings
  • Your choice of term length
  • Federally insured up to $250,000

Choose A High Yield CD

Certificate of Deposit
Our standard CD available in a variety of terms
IRA CD
Save for retirement with a ROTH or traditional IRA CD
Save to Win
Our prize-linked savings account; 12-month term
Available Terms

6 to 60 months

6 to 60 months

12 months

Minimum Deposit

$500

$500

$25

Annual Percentage Yield

3.750% - 4.650%*

3.750% - 4.650%*

4.500%*

Early Withdrawal Penalty

90 to 180 days interest*

90 to 180 days interest*

$25

Potential Tax Benefits
Allows Deposits After Opening
Chances to Win Cash Prices
Certificate of Deposit
Our standard CD available in a variety of terms
Available Terms

6 to 60 months

Minimum Deposit

$500

Annual Percentage Yield

3.750% - 4.650%*

Early Withdrawal Penalty

90 to 180 days interest*

Potential Tax Benefits

No

Allows Deposits After Opening

No

Chances to Win Cash Prices

No

IRA CD
Save for retirement with a ROTH or traditional IRA CD
Available Terms

6 to 60 months

Minimum Deposit

$500

Annual Percentage Yield

3.750% - 4.650%*

Early Withdrawal Penalty

90 to 180 days interest*

Potential Tax Benefits

Yes

Allows Deposits After Opening

No

Chances to Win Cash Prices

No

Save to Win
Our prize-linked savings account; 12-month term
Available Terms

12 months

Minimum Deposit

$25

Annual Percentage Yield

4.500%*

Early Withdrawal Penalty

$25

Potential Tax Benefits

No

Allows Deposits After Opening

Yes

Chances to Win Cash Prices

Yes

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*APY = Annual Percentage Yield. Rates are valid as of 10/1/2024 and subject to change without notice. Rate is dependent on length of term. $500 minimum deposit required to open account. Fees or penalties could reduce earnings. Early withdrawal penalty on 6-month certificate is 90-days loss of interest. Early withdrawal penalty on 12-month term or longer is 180-days loss of interest.

**See Save to Win program rules and complete details