Save to Win CD

Start win-winning today!

  • Earn 3.750% APY*
  • 150+ prize winners every month
  • $150K+ in prizes awarded every year 

The smartest way to save

Save to Win.

The Save to Win Program is our prize-linked certificate of deposit that rewards Adventure Credit Union members for contributing to their own savings.

Save to Win CDs must be opened in-person at one of our Lansing or Grand Rapids area.  If you live out of state or in other parts of Michigan, contact us to make alternate arrangements.

  1. It's easy to participate in Save to Win. Here’s what you need to do: Open a 12-month Save to Win share certificate with at least $25. This first deposit earns you an entry into the current month and quarterly drawings.
  2. Make deposits into your share certificate each month. Every $25 deposit earns you an entry into the drawings, up to 100 prize entries per month and 300 entries per quarter.
  3. Prizes ranging from $25 to $5,000 will be awarded monthly and quarterly. For a complete list of prizes click here.
  4. See your credit union's Official Rules for prize eligibility, payout information and other drawing details.

When you Save to Win, you not only get a chance at winning $5,000 each quarter, but you walk away with the deposits you made over the year – plus interest. A definite win-win situation!

What is the Save to Win CD account? 

Save to Win is a prize-linked savings account that incents account holders with the chance to win prizes just for saving! It is set up as a 12-month certificate of deposit and requires an opening deposit of $25. Earn an interest rate of 3.750% APY*.

How does the Save to Win CD account work?

The goal of the Save to Win account is to foster a regular habit of saving money among account holders. The more a person saves, the more chances they earn towards winning prizes. For every $25 deposit, an account holder earns one entry into the monthly, quarterly and/or annual prize drawings.

What are the requirements to open an account and win prizes?

The savings raffle is open to Adventure Credit Union members that:

  • are at least 18 years of age at time of entry
  • are residents of a state in which prize linked savings is permitted
  • who maintain a regular share account in good standing

Can my child have a Save to Win CD account?

Yes. Children under the age of 18-years old are eligible to open a Save to Win CD account. However, minors are ineligible to participate in or win prize drawings.

More FAQs

Save to Win central prizes:

Prize Drawings

Number of Winners

Prize Amounts

Total Winners

Total Prizes

Drawing Dates

Monthly

159

$25

1,908

$47,700

14th of each month (Feb. 2025- Jan. 2026)

Monthly

5

$100

60

$6,000

14th of each month (Feb. 2025- Jan. 2026)

Monthly

1

$1,000

12

$12,000

14th of each month (Feb. 2025- Jan. 2026)

Quarterly

6

$50

24

$1,200

14th of Apr, Jul, Oct 2025 and Jan 2026

Quarterly

15

$100

60

$6,000

14th of Apr, Jul, Oct 2025 and Jan 2026

Quarterly

10

$200

40

$8,000

14th of Apr, Jul, Oct 2025 and Jan 2026

Quarterly

8

$500

32

$16,000

14th of Apr, Jul, Oct 2025 and Jan 2026

Quarterly

7

$1,000

28

$28,000

14th of Apr, Jul, Oct 2025 and Jan 2026

Quarterly

1

$2,000

4

$8,000

14th of Apr, Jul, Oct 2025 and Jan 2026

Quarterly

1

$5,000

4

$20,000

14th of Apr, Jul, Oct 2025 and Jan 2026

Total

n/a

n/a

 2,172

$152,900

n/a

Prizes Supplied by Adventure Credit Union:
In addition to the prizes listed above, Adventure Credit Union selects an additional (5) winners from their membership each month; and (1) additional winner each quarter.

  • (3) $50 prize winners every month
  • (1) $100 prize winners every month
  • (1) $150 prize winner every month
  • (1) $250 prize winner every quarter

Official Rules

Working in your best interest.

View All Rates
APY* as high as
3.75 %
Save to Win CD
View All Rates

I wouldn’t go anywhere else for my financial needs.

- Shannon B.

Adventure Credit Union is a full-service credit union in Michigan with branches in the Greater Grand Rapids and Lansing areas. All those who live, work, worship or attend school in the State of Michigan are eligible to join.

*APY = Annual Percentage Yield. Rate is valid as of 11/23/2024 and subject to change without notice. $25 minimum deposit required to open account. Fees or penalties could reduce earnings. Early withdrawal penalty of $25 will be applied if any funds are withdrawn during 12-month term.

Official Rules

Learn More at: http://www.savetowin.org/