Save to Win CD
Start win-winning today!
- Earn 3.750% APY*
- 150+ prize winners every month
- $150K+ in prizes awarded every year

The smartest way to save
Save to Win.
The Save to Win Program is our prize-linked certificate of deposit that rewards Adventure Credit Union members for contributing to their own savings.
Save to Win CDs must be opened in-person at one of our Lansing or Grand Rapids area. If you live out of state or in other parts of Michigan, contact us to make alternate arrangements.
- It's easy to participate in Save to Win. Here’s what you need to do: Open a 12-month Save to Win share certificate with at least $25. This first deposit earns you an entry into the current month and quarterly drawings.
- Make deposits into your share certificate each month. Every $25 deposit earns you an entry into the drawings, up to 100 prize entries per month and 300 entries per quarter.
- Prizes ranging from $25 to $5,000 will be awarded monthly and quarterly. For a complete list of prizes click here.
- See your credit union's Official Rules for prize eligibility, payout information and other drawing details.
When you Save to Win, you not only get a chance at winning $5,000 each quarter, but you walk away with the deposits you made over the year – plus interest. A definite win-win situation!
What is the Save to Win CD account?
Save to Win is a prize-linked savings account that incents account holders with the chance to win prizes just for saving! It is set up as a 12-month certificate of deposit and requires an opening deposit of $25. Earn an interest rate of
3.750%
APY*.
How does the Save to Win CD account work?
The goal of the Save to Win account is to foster a regular habit of saving money among account holders. The more a person saves, the more chances they earn towards winning prizes. For every $25 deposit, an account holder earns one entry into the monthly, quarterly and/or annual prize drawings.
What are the requirements to open an account and win prizes?
The savings raffle is open to Adventure Credit Union members that:
- are at least 18 years of age at time of entry
- are residents of a state in which prize linked savings is permitted
- who maintain a regular share account in good standing
Can my child have a Save to Win CD account?
Yes. Children under the age of 18-years old are eligible to open a Save to Win CD account. However, minors are ineligible to participate in or win prize drawings.
More FAQs
Save to Win central prizes:
Prize Drawings |
Number of Winners |
Prize Amounts |
Total Winners |
Total Prizes |
Drawing Dates |
---|---|---|---|---|---|
Monthly |
159 |
$25 |
1,908 |
$47,700 |
14th of each month (Feb. 2025- Jan. 2026) |
Monthly |
5 |
$100 |
60 |
$6,000 |
14th of each month (Feb. 2025- Jan. 2026) |
Monthly |
1 |
$1,000 |
12 |
$12,000 |
14th of each month (Feb. 2025- Jan. 2026) |
Quarterly |
6 |
$50 |
24 |
$1,200 |
14th of Apr, Jul, Oct 2025 and Jan 2026 |
Quarterly |
15 |
$100 |
60 |
$6,000 |
14th of Apr, Jul, Oct 2025 and Jan 2026 |
Quarterly |
10 |
$200 |
40 |
$8,000 |
14th of Apr, Jul, Oct 2025 and Jan 2026 |
Quarterly |
8 |
$500 |
32 |
$16,000 |
14th of Apr, Jul, Oct 2025 and Jan 2026 |
Quarterly |
7 |
$1,000 |
28 |
$28,000 |
14th of Apr, Jul, Oct 2025 and Jan 2026 |
Quarterly |
1 |
$2,000 |
4 |
$8,000 |
14th of Apr, Jul, Oct 2025 and Jan 2026 |
Quarterly |
1 |
$5,000 |
4 |
$20,000 |
14th of Apr, Jul, Oct 2025 and Jan 2026 |
Total |
n/a |
n/a |
2,172 |
$152,900 |
n/a |
Prizes Supplied by Adventure Credit Union:
In addition to the prizes listed above, Adventure Credit Union selects an additional (5) winners from their membership each month; and (1) additional winner each quarter.
- (3) $50 prize winners every month
- (1) $100 prize winners every month
- (1) $150 prize winner every month
- (1) $250 prize winner every quarter
I wouldn’t go anywhere else for my financial needs.
*APY = Annual Percentage Yield. Rate is valid as of
11/23/2024
and subject to change without notice. $25 minimum deposit required to open account. Fees or penalties could reduce earnings. Early withdrawal penalty of $25 will be applied if any funds are withdrawn during 12-month term.
Official Rules
Learn More at: http://www.savetowin.org/