Private Student Loans

Moving you to the head of the class.

  • Loans for undergraduate & graduate students
  • Borrow up to 100% of school-certified expenses
  • Multiple repayment options

Pay for College Expenses Not Covered by Scholarships and Federal Loans

We Support Your Dreams.

When you've exhausted your federal student aid options, turn to Adventure Credit Union for the Smart Option Student Loan® by Sallie Mae® to bridge the financial gap with a competitive interest rate.

Multiple Repayment Options: 

  • Deferred repayment
  • Interest repayment
  • Fixed repayment 

Competitive Interest Rates:

  • Choose a fixed or variable rate
  • 0.25% discount for automatic payments*
  • Creditworthy borrowers receive lower rates*
  • Applying with a creditworthy cosigner may help you qualify*

Additional Benefits:

  • No origination fees and no prepayment penalty
  • Apply to have your cosigner removed after you graduate, make 12 on-time payments, and meet credit conditions.*
  • Borrow as little as $1,000 or as much as 100% of your school-certified expenses.
  • 100% US-based Student Loan Specialists

Learn More

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Students in Grand Rapids, Lansing, and other parts of Michigan should keep in mind our additional resources. Each spring, high school seniors and current college students are encouraged to apply for our Adventure Scholarship program. If there's time to plan ahead, consider meeting with our Investment Services experts to create a college savings strategy.

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

Loans are subject to credit approval, identity verification, signed loan documents, and school certification. Student must attend a participating school. Student or cosigner must meet the age of majority in their state of residence. Requested loan amount must be at least $1,000.

Please visit the Smart Option Student Loan by Sallie Mae website for complete details.

Adventure Credit Union is a full-service credit union in Michigan with branches in the Greater Grand Rapids and Lansing areas. All those who live, work, worship or attend school in the State of Michigan are eligible to join.

*Benefits are unique to the Smart Option Student Loan by Sallie Mae.  Please visit the Sallie Mae website for complete details.