It's time to unlock your golden handcuffs
- Invitation Only
- Below Market Rates
Get your free rate quote!
The Blended Rate Mortgage is exclusively for Adventure Credit Union members with a qualifying first mortgage loan. This is a unique opportunity to make moving to a new home or renovating your existing home affordable!
How it Works:
- To start, we lock in the low rate from your existing first mortgage at Adventure for the amount of your outstanding balance.
- We then add the additional funds you wish to borrow for a new home purchase or renovation product at today's mortgage rate.
- We bring it all together to create a new mortgage loan with a blended interest rate, priced well below the market.
What will your rate be?
The application process was quick, and the response was fast. The representative was friendly and efficient.
Blended Rate Example
The example below illustrates how a Blended Rate Mortgage could work for a borrower with an existing mortgage rate of 3.00% APR. Complete the form above to have one of our Local Mortgage Experts calculate your Blended Rate Quote today!
| Original "Low Rate" Mortgage | New Money Borrowed | Blended Rate Mortgage | |
|---|---|---|---|
| Amount | $240,000 | $160,000 | $400,000 |
| Weight | 60% | 40% | 100% |
| APR* | 3.00% | 8.00% | 5.00% |
*Offer valid for new Adventure Credit Union consumer credit card accounts opened between 7/1/2026 and 9/30/2026. To qualify, cardholder must make at least $90 in purchase transactions within 90 days of account opening. Cash advances, balance transfers, fees, interest charges, returned purchases, and unauthorized transactions do not qualify. Eligible members will receive a $90 deposit to their Adventure Credit Union share account upon completion of the 90-day promotional period. Limit one promotional reward per qualifying credit card account relationship. Additional cards issued under the same credit card account are not eligible for additional promotional rewards. Members that close any Adventure consumer credit card between 7/1/2026 and 9/30/2026 will be ineligible for a reward. Account must be open and in good standing at the time the reward is paid. Reward may be reported for tax purposes. All credit cards are subject to credit approval, income qualifications, and underwriting standards. Membership eligibility required; $5 membership share required if not already a member. Visit adventurecu.org for complete credit card terms, rates, fees, and disclosures.