Home Construction and Vacant Land Loans

We'll help make your dream home a reality.

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Fixed Home Loan Interest Rates

Budget confidently with an interest rate that won't change.
Quick Closings

We'll get you out the door and on to your home project.
More Control Over Financing

We won't get in the way, create needless worry or slow you down.

High-yield & free, with advantages

Edge Checking

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Get Your Blueprints Ready

Let's Break Ground.

Building your own home can be a tremendously satisfying experience when completed, and we want you to enjoy it. That's why Adventure Credit Union makes it easy for members in Grand Rapids and Lansing, Michigan and beyond to get a Construction Loan or Vacant Land Loan for their unique home project.

If you have any questions about the home loan process, contact a Mortgage Loan Specialist at [email protected] or 616-825-HOME.

Construction Loan

A general contractor-assisted Construction Loan with Adventure Credit Union funds the building of a new home, with these features:

Low, fixed interest rates
One-time or two-time close.

The general contractor coordinates everything from the budget to hiring subcontractors, requesting inspections and obtaining building permits.

We no longer offer self-build construction loans.

Vacant Land Loan

Vacant Land Loans allow you to purchase parcels of unimproved land or refinance existing loans secured by unimproved land. These parcels may be located in a developed, platted subdivision or may be stand-alone parcels. Adventure Credit Union's Vacant Land Loans include these features:

Fixed interest rate financing
No prepayment penalties
Borrow up to 80% of the value of the land