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ID Safe Choice

Full recovery services after identity theft.


  • Full Service
    Full Service

    We do all the work in restoring your good name after identity theft or fraud.

  • Personal Attention
    Personal Attention

    A Professional Recovery Advocate is assigned to you and your account.

  • Low-Cost Protection
    Low-Cost Protection

    You pay only $1.75 per month.

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If fraud invades your accounts, we'll spring to action.

Security and Peace of Mind with Adventure Credit Union

Identity theft is a rampant problem, and if you fall victim, your finances and good name can be devastated. Restoring everything back to the way it was is a time-consuming process, too. But don't worry. Adventure Credit Union offers full recovery services through ID Safe Choice to step in on your behalf if you're ever victimized.

This service is an option you can add to your Adventure checking account. If you ever need to use it, a Professional Recovery Advocate acts on your behalf and does all the work necessary to recover your identity, no matter how long it takes. Knowing that a skilled professional is in your corner alleviates stress and saves valuable time so you can focus on other important parts of your life.

If you elect coverage, you will also have access to $10,000 in Identity Theft Expense Reimbursement Insurance, which can cover any out of pocket expenses that might result from the identity recovery process*. 

There's also opportunity to add protection beyond what we can provide as an account benefit. Consider your options and subscribe today.

  • Professional identity theft recovery services are a benefit of Adventure Credit Union checking accounts. 
  • For a small fee of $1.75 per month, you are covered by best-in-class Identity Theft Recovery. 
  • If you suspect identity theft, your dedicated Recovery Advocate can work on your behalf to perform the tasks necessary to restore your identity in order to ensure any identified fraudulent activity is addressed and resolved. 
  • If you incur expenses during recovery, such as legal fees or lost wages, you can file a claim for reimbursement, up to $10,000*. 
We Are Here to Help 

As a checking account holder with Adventure Credit Union, you can elect to add Fully Managed identity theft recovery benefits to your account. With this coverage, if you fall victim to any type of identity theft, whether related to financial accounts or any other kind of identity-related fraud, you will have a Professional Recovery Advocate who is assigned to you and who can work on your behalf to recover your good name – no matter how long it takes. And, you're covered for expenses incurred during identity recovery, up to $10,000*.

Read the complete Adventure CU Terms and Conditions 2016.  To view the Evidence of Coverage for the Expense Reimbursement, click here. 

In addition to identity theft recovery services, you can learn and apply for additional coverage by clicking here.
How Are These Benefits Different from Other Plans? 

Some companies offer a service for purchase which will provide you with a package of forms and telephone assistance; however, you still do all the work. A recent survey suggests that the average person will spend more than 80 hours of their own time trying to restore their identity, and one-third of those persons will give up after a year of trying. 

With ID Safe Choice, you don’t need to worry. Your Professional Recovery Advocate will do all the work on your behalf, based on a plan that you approve, and will report on the progress all along the way. Your personal Advocate will be there for you until it can be shown that your good name is restored back to pre-event status. 

In addition to identity theft recovery services, you can learn and subscribe to additional coverage by clicking here. 

Secure your identity, secure your future! 
How Can Identity Theft Affect Me? 

Victims of identity theft can experience problems with their credit, their finances, their employment, and even their personal assets. Plus, obtaining professional help to get your affairs back in order can be time-consuming, stressful, and expensive, costing you hundreds – even thousands – of dollars! 

What is Identity Theft? 

According to the United States Department of Justice, the term identity theft refers to “all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception”. 

Identity theft is the fastest growing crime in the United States, affecting 1 out of every 23 Americans annually, regardless of how careful you are, regardless of your age and income, and regardless of where you live. 
*Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies.  The information provided is a program summary.  Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage.  Coverage is currently not available in NY and may not be available in other U.S. territories or jurisdictions in the future.