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Overdraft Protection

A financial safety net for peace of mind.


  • Backs Up Your Card Activity
    Backs Up Your Card Activity

    Protects your ATM and everyday debit card transactions from being declined.

  • Covers the Gap
    Covers the Gap

    We'll pay any shortages when you overdraft on your account.

  • Occasional Use Only
    Occasional Use Only

    This special service is meant only for those rare oversights.

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We've Got Your Back When Your Overdraft On Your Account.

Low-Cost Peace of Mind.

Mistakes can happen in life, and we're here to help when you make them. You can opt-in to Overdraft Protection on your account, which will protect you anytime you make a purchase or withdraw money at amounts that are more than your current balance. We'll cover you and ensure the transactions goes smoothly, all for a small per-use fee.

We certainly never encourage members to overdraft, but we realize it happens sometimes. Overdraft Protection covers transactions anywhere, from Grand Rapids to Lansing, throughout Michigan and beyond.