Auto Loans and Motorcycle Loans

Get rolling with Michigan auto loan rates as low as 2.49% APR.

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  • Adventure Exclusives
    Adventure Exclusives

    Take advantage of our exclusive Rate Rewards and Ready to Drive programs.

  • Easy Application
    Easy Application

    Take care of everything online, on your own time.

  • Get Preapproved
    Get Preapproved

    We'll let you know how much you can afford to borrow so you can shop confidently.

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Financing Your Next Car, Truck, SUV Or Motorcycle Through Adventure

Get On The Road Faster.

Need a vehicle loan for a new car, truck, SUV or motorcycle? Start with Adventure Credit Union. We'll get you preapproved quickly so you know your budget and can negotiate your final price. We make the process stress-free and affordable for members in Grand Rapids, Lansing and other parts of Michigan.

Whether you're buying a new or used vehicle, or looking to refinance, we offer various terms and rates that fit your lifestyle. We're eager to help, and you'll appreciate the savings and swiftness. Explore our competitive motorcycle and credit union auto loan rates below.


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Use these valuable tools to make good decisions about buying a new vehicle or refinancing your current auto loan.

Get Rate Rewards on your next loan by doing these everyday actions on your accounts!

AutoPay Reward*  
 0.15% APR* rate discount for setting up an automatic payment from an Adventure share.

Usage Reward*
0.15% APR* rate discount for meeting the following usage requirements:
▶   10 debit card transactions within the last 30 days
▶   Membership enrolled in eStatements
▶   $100 direct deposit or mobile deposit within the last 30 days

If you meet both requirements you can lower the interest rate on most new loans by .30% APR*! There is no timeframe restrictions to qualify and the Rate Reward is good for the life of the loan. Rewards will be automatically applied to your loan.

*APR = Annual Percentage Rate. Not valid on all loans, ask an Adventure team member for more information. These Rate Rewards are a one-time discount and available only for loans opened after 10/5/2020. Loan payment will not change, discount impacts the interest that is being applied to the loan. Rate Rewards will be applied to loans automatically.

With our new Ready to Drive program, financing a new or used vehicle is as easy as 1, 2, 3:

1. Submit an auto loan application for the maximum amount you’re interested in spending on your vehicle purchase.

2. Once your application is approved, we will set up an appointment for you to sign your loan documents and pick up an ‘Express Check.’

3. Go shopping! Take your ‘Express Check’ to any dealership and purchase any vehicle that is priced at or below your approved loan amount.

Borrowers may chose to purchase GAP protection on their Adventure auto or motorcycle loan:



If you're interested in adding GAP protection to any new or existing Adventure Credit Union auto or motorcycle loan, please contact one of our Trusted Financial Guides at 616.243.0125.