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Money Market Accounts

Get stronger earnings while maintaining easy access.


  • Stronger Growth
    Stronger Growth

    Earn a higher rate than you would get with a personal savings account.

  • More Liquidity
    More Liquidity

    Access your money easier than you can with a Certificate of Deposit.

  • Interest Builds
    Interest Builds

    The higher your balance, the more interest you earn.

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High-yield & free, with advantages
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Build Up Your Savings In This Low-Risk Account.

Get Growing.

When you're creating an emergency fund or need an accessible, strong account for extra cash, check out our Money Market Accounts. You'll get better rates than personal savings accounts and easier access than Certificates of Deposit provide.

A $5,000 minimum balance will start earning interest, and you can earn a 1.00% Annual Percentage Yield (APY) on balances above $100,000. It's the ideal savings account for our members in Grand Rapids, Lansing and other parts of Michigan.

Federal Regulation D limits you to six of these types of transfers every month from your Money Market Account:

  • Transfers made using Online Banking
  • Transfers made using Phone Banking
  • Transfers made over the phone
  • Overdraft transfers (made automatically to cover insufficient funds in other accounts)
Transactions not affected by Regulation D include transfers made to a loan, transactions done in person at a branch, or transactions sent in by mail. If your account has reached its Regulation D limit, you may still complete withdrawals and transfers in person or by mail.

 

  • A $5,000 minimum balance is required to earn interest
  • Daily interest is paid to the account monthly