MasterCard® Platinum Credit Card

Our low variable rate card

  • Earn CU Rewards points on purchases
  • Save money with a low variable rate
  • Protected by MasterCard® Zero Liability coverage

Low Variable Rate Credit Card

A Card for Your Infinite Adventures

Adventure Credit Union's MasterCard® Platinum Credit Card has the same features as our Classic Credit Card but with a low variable rate. Cardholders in Grand Rapids, Lansing, and other parts of Michigan are always given notice prior to the interest rate adjusting up or down.

MasterCard® Platinum Credit Card Features

  • No annual fee
  • Enjoy a 25-day grace period and earn CU Rewards points on every purchase
  • Protection from unauthorized charges with MasterCard® Zero Liability coverage
  • Low variable rate of Prime + 4.00% APR* on purchases & cash advances
  • No cash advance fees at Adventure branches and ATMs
  • Securely manage your card and pay your bill within Online Banking or our Mobile Banking App
  • Enhance your card security by downloading our Card Controls app from the Apple App Store or Google Play Store. Use this new app to set up alerts and automatically block certain types of transactions.

Working in your best interest.

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APR* as low as
Prime + 4.00%
MasterCard® Platinum Credit Card
View All Rates

Helpful Resources

Frequently Asked Questions

Yes, Adventure Credit and Debit cards will work internationally. There is no fee to use your debit card internationally. However, merchants may charge their own fee for international transactions or there may be a fee for the currency conversion. If you are unsure, reach out to the merchant first. If you are planning on traveling, please submit a travel notification in digital banking. After logging in to your account, select Support, then Messages to send us a message regarding your travel dates and locations. Or give us a call or stop into your local branch during business hours.

If you are planning on traveling protecting your credit and debit cards is vital. We suggest getting a travel notice in place. To submit a travel notification, log in to your online banking and select Support, then Messages to send us a message regarding your travel dates and locations. Or give us a call or stop into your local branch during business hours.

Adventure Credit Union is a full-service credit union in Michigan with branches in the Greater Grand Rapids and Lansing areas. All those who live, work, worship or attend school in the State of Michigan are eligible to join.

*APR = Annual Percentage Rate. Rates are valid as of 3/24/2026 and are subject to change without notice. MasterCard Platinum rate is variable and subject to change after account opening. Cash advance fee: 3.00% of the transaction amount. Cash advance fee is waived if the cash advance is done in an Adventure Credit Union branch or at an Adventure CU ATM. Foreign transaction fee: 1% of transaction amount. Late payment fee of $20 is assessed if payment is received 5 or more days late. All credit cards are subject to credit approval, income qualifications, and underwriting standards. Contact us for more information. $5 membership required if not already a member.