Fixed Rate Mortgage

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  • Low fixed interest rates
  • Low down payment options
  • Personal service from local experts

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Fixed Rate Mortgages

Our conventional fixed-rate mortgage is the go-to home loan for well-qualified borrowers.

Mortgage Features

  • Available in 10, 15, 20, and 30-year loan terms
  • Low fixed interest rate; guaranteed for the life of the home loan
  • Minimum down payment is 3%
  • 20% down payment required to avoid PMI
  • Minimum credit score is 640

Next Steps

Working in your best interest.

View All Rates
APR* as low as
5.97 %
15-Year Fixed Mortgage
APR* as low as
6.13 %
30-Year Fixed Mortgage
View All Rates

Helpful Resources

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Courteous, caring, knowledgeable, helpful, a pleasure to do business with.

- Caren R.

Adventure Credit Union is a full-service credit union in Michigan with branches in the Greater Grand Rapids and Lansing areas. All those who live, work, worship or attend school in the State of Michigan are eligible to join.

Rates valid as of 01/30/2025, and subject to change without notice. Scenarios are based on a purchase transaction with a 20% down payment, a credit score of 740, maximum debt-to-income ratio of 45%, owner-occupied, single family residence, and a loan amount of $200,000. Rates disclosed with an * are the lowest rates available and are determined by your credit history and underwriting factors at time of application. Not all members will qualify for the lowest rate. Maximum loan amount is $806,500.