Home Equity Loans & HELOCs

It's time to make your Michigan home work for you.

  • Choose Your Rate Type
    Choose Your Rate Type

    Go for either fixed or variable financing to fit your budget.

  • Easy Process
    Easy Process

    Get preapproved without cost or obligation.

  • Select Your Funding
    Select Your Funding

    Choose to receive your money as a lump sum or access as a line of credit.

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get the financial flexibility you want
Adventure VISA
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Tap Your Home's Equity to Pay for Large Expenses

We Make It Easy.

Your big plans require a smart financing option, and the best solution could be under your roof. Adventure Credit Union's Michigan Home Equity Loans and Lines of Credit allow homeowners in Grand Rapids, MI, Lansing, MI and other parts of Michigan to borrow against the value of their homes. Use these products to pay for major remodeling projects, education expenses, weddings and almost anything else you can dream up.

Both the Home Equity Loan and Home Equity Line of Credit are secured by a second mortgage on your house. With the loan, you receive your money in a lump sum with fixed monthly payments and repayment terms. The HELOC works like a credit card, letting you use only the amount of money you need at any given time.

We can help you figure out which option is right for you. Explore our great Michigan credit union home equity loan rates and HELOC rates. Plus, you can check out our Loan Specials for special deals on home equity financing.


Here's where to start. Keep in mind, additional information may be required.

  • Most recent pay stubs
  • 2 years W-2s; if self-employed, 2 years' tax returns
  • Copy of most recent paid property tax statement
  • Copy of Warranty Deed
  • Copy of 1st mortgage statement