Debit Cards

Quick, convenient and rewarding.

  • Wallet-Friendly Convenience
    Wallet-Friendly Convenience

    There's no maintenance fee, finance charge or transaction fee.

  • Nationwide ATM Access
    Nationwide ATM Access

    Withdraw money at 30,000+ surcharge-free ATMs.

  • Valuable Rewards Program
    Valuable Rewards Program

    Take advantage of discounts at participating merchants.

promotional link supporting image
Power in the palm of your hand
Mobile Banking
Learn More

Adventure's MasterCard® Debit Card opens up so many possibilities.

Convenience and Rewards.

It's nearly impossible to go a day without using your debit card. Immediate access to cash. No time wasted writing checks. Your debit card is indispensable. So why not get one that actually rewards you with each use?

Our MasterCard® Debit Card comes with Ampre, a program that provides cash back from many national and local merchants, just for using your Adventure debit card at their locations. And you get surcharge-free ATM access nationwide.

MasterCard® Debit Card’s open up opportunities for Michigan members in Grand Rapids, Lansing and beyond. No matter which Adventure checking account you open, your rewards debit card is included.  Just activate your card by calling 866-642-0450.

Expanded ATM Access

  • Along with Adventure Credit Union ATMs, you can access surcharge-free ATMs across the country through our CO-OP ATM Network affiliation

AMPRE Debit Rewards

  • Merchants offer you cash back and other incentives to enjoy at restaurants, stores and other businesses
  • Redeem your deals simply by using your Adventure debit card at the business
  • Discounts appear as automatic deposits into your Adventure Checking or Edge Checking account
  • Check out more information in the Rewards section below
ATM Networks 

As a member of Adventure Credit Union, you have access to any Adventure Credit Union ATM, click here for locations, along with surcharge free access at CO-OP Network ATMs and at Fifth Third Bank ATMs. We have relationships with CO-OP Network and Fifth Third Bank which provides surcharge free withdrawal access to an extended network of ATMs throughout the United States and Canada. 

Adventure Credit Union ATMs in Grand Rapids and Lansing - click here

CO-OP ATM Network:
Adventure Credit Union is a member of the CO-OP ATM network which means as a member of Adventure Credit Union, you can use nearly 30,000 ATMs nationwide for surcharge free withdrawals. CO-OP also offers ATMs at a variety of places you may commonly shop, including select Costco, Walgreens, and 7-Eleven locations. For a location near you, click here

Fifth Third Bank ATMs: Adventure Credit Union members also can use 5/3rd's Jeanie Network ATMs for surcharge-free withdrawals. For a location near you, click here

Security and Protection

  • If you card is lost or stolen, call our 24-hour hotline at 800-528-2273
  • MasterCard® Securecode provides additional layers of security against identity theft when you register your card
  • Opt in to Overdraft Protection (detailed below), which will cover any shortages when you overdraft on your account and protect you against declined transactions (service provided at our discretion)
  • Sign up for alerts in Online Banking and/ or mobile banking to track account activity and quickly identify any suspicious activity


Don't risk being turned away at the counter! Don't risk the hassle, expense, and embarrassment of a declined debit card transaction due to insufficient funds. 

Adventure Credit Union provides multiple layers of protection to ensure you have the purchasing power you deserve all year long. Changes in federal regulations require Adventure to receive your consent before we cover overdrafts on items such as everyday debit and ATM transactions. If you have not told us that you want your overdrafts covered, you run the risk of having your debit card declined when you need it most. However, by giving us your consent, you will enjoy peace of mind knowing your credit union will pay your transaction in the event of an overdraft up to an approved limit. Call our Contact Center today at 800-323-2129 to enroll your account. 

If you have concerns, questions, or find unusual activity in your account, please contact Adventure Credit Union. Contact Adventure via phone with at 800-323-2129; send us a secure email, click here for information; or visit any of our convenient branch locations, click here to find one near you. 

Visit our Security Pages for helpful information, links and more. 

Remember, Adventure Credit Union offers ID Safe Choice, a professional identity theft recovery service for our members. 



Get cash back incentives from some of your favorite national merchants and a number of great local merchants too, just for using your Adventure debit card at their locations.  It's that simple.  You don't even need to register to take advantage of the cash back deals.  Savings range from 1-7%, and the money will automatically be deposited into your Adventure checking account, usually within 24 hours.

To see all of the current deals, keep track of your savings, and to receive a text when you've activated a deal, all you need to do is register your card through the AMPRE registration site.

An AMPRE redemption will not show up on a sales receipt.  It is processed separately.  The reward will appear in your Adventure checking account history as a separate deposit to your account.  Remember, the person at the merchant checkout will not necessarily know that there is a discount associated with your purchase, but be assured, your AMPRE reward will be redeemed.

Register your Adventure Credit Union Debit Card or log in to your AMPRE Account.

Use your Adventure Credit Union Debit Card with Apple Pay!
Follow this handy how to document to help you set up your Apple Pay account: Apple Pay Step by Step

Learn about how and where you can use Apple Pay here:

Find all the places that accept Apple Pay: