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Apply for your Adventure Mortgage.

Our mortgage application is easy and personal

At Adventure, we have easy options to help you get your mortgage application in process.

With our online feature, you can submit an application by completing all fields marked with an asterisk (*) to the best of your knowledge. One of our Mortgage Specialists will be reaching out to you soon to help craft the perfect loan for you. We can have a pre-approval letter in your hands in no more than two business days!

If you prefer to talk with one of our mortgage specialists, simply email us at mtgspecialist@adventurecu.org or call 800-323-2129, extension 2005.

The mortgage process generates a significant amount of paperwork. To help you stay organized, here's a list of the documents you'll be required to present throughout the process. Please see the guidelines below to get a feel for the type of information you will need to provide.

The following documentation is usually required during the loan process:

  • Most recent 30 days of pay stubs from all jobs/employment
  • Most recent 2 months of bank statements
  • Most recent 2 years of W-2s from all jobs
  • Most recent 2 years of Federal Tax Returns if you file a schedule C, E, or F, or claim employee business expenses
  • Copies of state issued picture ID

The following additional documents may be required if they apply to you:

  • Bankruptcy discharge papers & copy of Bankruptcy Petition with all schedules if discharged in the last 7 years
  • Foreclosure documentation (Sheriff Sale Deed)
  • Divorce decree if ongoing financial obligation or property award is involved
  • Copy of all child support orders
  • Social Security award letter
  • Income Award letters (Social Security, Pension, VA Disability)
  • Current 401(k), IRA or investment account statement

Helpful Tips:

  • Documents must be submitted in their entirety. If the first page of a document reads, "1 of 6," we will need all 6 pages of that document, even if some are blank.
  • We always need consecutive documents. If we request 2 months of bank statements, each day in those 2 months must be represented in all statements.
  • If you have received a financial gift to help you with your down payment, the donor will need to fill out a gift letter (which we will provide) and provide a bank statement to verify they have sufficient funding.
TRUST OUR TEAM

Rely on our mortgage specialists to help you secure a mortgage that is right for you.