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IRA Savings Accounts

Good planning today can lead to a brighter tomorrow with an Individual Retirement Account.


  • Easy to Open
    Easy to Open

    Start saving with just a $25 minimum deposit.

  • Add Money Anytime
    Add Money Anytime

    You can contribute a lump sum once a year or add regular deposits every week.

  • Diversity
    Diversity

    IRAs complement your employer-sponsored 401(k) retirement plan.

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High-yield & free, with advantages
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Start Building With Our IRA Savings Accounts

Your Future Starts Here.

Do you have a retirement plan in place? It's never too early to start or too late to catch up. We're proud to offer various IRA Savings Accounts to help our members in Grand Rapids, Lansing and other parts of Michigan work toward a more secure retirement.

These IRAs are ideal for supplementing the money you're saving in your employer-sponsored retirement plan, and IRAs provide more investment choices than your employer-sponsored plan. Talk to your tax advisor to understand the specific tax advantages available to you, as well.

Your Adventure Credit Union IRA is federally insured by the National Credit Union Administration (NCUA), which means your investments are secure.

Traditional
  • Contributions may be tax-deductible and earnings can potentially grow tax-deferred until you withdraw them in retirement*
  • A good option if you plan on being in a lower tax bracket in retirement, as many retirees are
Roth
  • Contribute after-tax money and your money may grow tax-free, with tax-free withdrawals at retirement, as long as you meet certain conditions*
IRA CD
  • Plan for retirement by investing in these special Certificates of Deposit, which you can open with a $500 minimum deposit
SEP IRA
  • The Simplified Employee Pension Individual Retirement Account is ideal for self-employed individuals and small-business owners
Rollover IRA
  • When you change jobs, roll your employer-sponsored 401(k) or 403(b) funds into this Traditional IRA

Always confer with your financial advisor or accountant for your personal tax implications and investment impacts.