Treasury Management

ACH origination allows you to process electronic payments quickly and accurately.  Enjoy real-time reporting to track the status of your payments.  Business members can use ACH origination to initiate all kinds of electronic payments:

• direct employee deposits
• payments to vendors and suppliers
• collection of periodic dues or membership fees
• transfer money to or from non-credit union accounts
• pay state and federal taxes

You can create and manage as many payees as you’d like.  All recipient details are stored in a secure database that includes payee details and relevant banking information.

Benefits of ACH origination:

• Greater control in managing your cash flow
• Lower cost per transaction
• Convenience; schedule payments in advance
• More secure than writing paper checks
  
  

Built-in Security and Controls:

• Encrypted authentication
• Multi-tier user permission configurations
• Optional dual approval workflow
• Notifications delivered via text or email for initiated and processed ACH batches

Remote Deposit Capture (RDC) offers the ability to scan multiple checks, including high-value checks, directly to Adventure Credit Union from the comfort of your office. Once enrolled in this service, your business will be provided a check scanner that handles up to 50 at once.  With our technology, your business can process check deposits on your schedule, and funds will be available as soon as the next business day.

Benefits of Remote Deposit Capture for Business:

• Convenience: deposit checks on your schedule.Deposit up to 50 checks at once.
• Flexibility: RDC members gain access to later deposit cut-off times
• Savings: RDC significantly reduces collection float

Our merchant services will allow your business to accept credit card, debit card, and mobile wallet payments.  Our solution allows you to accept card payments in person, online, and on the go!  When you chose Adventure for your merchant services, we will provide you with all of the technology needed to start accepting credit and debit card payments.

Use Virtual Cards to Improve Vendor Payments:

• Pay vendors and monetize rebates securely.
• Set exact transfer amounts, spending limits, and business types.
• Improved controls with pull vs. push information.

• Designate one-time or multiple uses with assigned reference numbers.

Efficiently managing your business requires reliable, on-time payments to your vendors. Wire transfers are a simple, secure, and practical way to transfer funds while giving your business additional time to manage your receivables. Our digital platform allows you to manage these payments at your convenience, to provide peace of mind that your business is taken care of.  Our wire transfer service is ideal for businesses that process 4 or more wires per month.

Benefits of our Wire Transfers Platform for Business:

• Cost effective solution for businesses that process multiples wires per month
• Same day payments on domestic wires
• Real-time payments and optimal exchange rates
• Track domestic wires easily with a Fed reference number
  
  

Security Measures:

• Multiple layers of security
• Encryption
• Password protection
• Dual authorization

Business members have access to simple online payroll and HR supported by our award-winning member service team!  Automating your payroll could save you up to 50% on processing time and costs. 

Choose how your employees get paid: direct deposit, electronic checks, paper checks, or paycards.  Your managers and employees have direct online access to retrieve their paystubs and W-2s.  Business owners also have information at their fingertips with 100+ reports with flexible filters.

Tax Filing Peace of Mind

Complex compliance requirements make payroll a challenge for many business owners. With our payroll, your taxes, compliance and any notices will be handled by an expert team of specialists.

• Nationwide federal, state and local tax filing, depositing, and reporting

• Quarterly and annual returns, W-2s, and 1099s

Time and Labor Integrations:

Choose a simple, easy-to-use time and attendance system for a few employees, or a sophisticated time and labor management solution for making the most of your labor resources.