Home Mortgage Loans

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  • Low Interest Rate Mortgages
    Low Interest Rate Mortgages

    Contact us to check today's mortgage rates!

  • Low Down Payment Options
    Low Down Payment Options

    Buy a home with as little as 3% down

  • Work with Local Experts
    Work with Local Experts

    Our Mortgage Specialists are there every step of the way

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We'll Help You Live Your Dream

Mortgage Options:

The Mortgage Specialists at Adventure Credit Union recognize that no two borrowers are the same.  That’s why we offer the variety of mortgage programs listed below.  Once you’ve completed our secure online application, our Mortgage Specialists will help you decide which mortgage program is best for your situation.  Our streamlined mortgage process ensures that once you find a property, we can close quickly to get you into your dream home.

 
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Mortgage Calculators 

 
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Our conventional fixed rate mortgage is the go-to loan for well-qualified borrowers.
  • Available in 10, 15, 20, and 30-year terms
  • Low fixed rate; guaranteed for the life of the loan
  • Minimum down payment is 3%
  • 20% down payment required to avoid PMI
  • Minimum credit score is 640
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Apply Online

Our 5/6 ARM (adjustable rate mortgage) starts with an interest rate that is lower than a conventional fixed rate mortgage.  This lower rate is guaranteed for the first 5-years, making it easier for you to qualify for and get established in your new home.  After the 5th year, your mortgage interest rate will adjust (up or down) to the market rate every 6 months.
  • Low introductory rate guaranteed for 5-years
  • Available only as 30-year term
  • Minimum 20% down payment required
  • Minimum credit score is 680
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Apply Online

Federal Housing Authority (FHA) loans are designed to help home buyers even if they have a lower credit score or lower level of income.
  • Interest rates are fixed
  • Available in 15 and 30-year terms
  • Minimum 3.5% down payment required
    • Gift funds are allowed
  • Minimum credit score is 620

 

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Veterans Affairs (VA) loans are exclusive for veterans, active-duty military personnel, reservists, or surviving spouses.
  • Interest rates are fixed
  • Available in 15 and 30-year terms
  • No down payment required
  • No monthly mortgage insurance
  • Minimum credit score is 600
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Apply Online

Rural Development loans are designed to help home buyers purchase in eligible towns and rural areas.  Contact us to see if the areas you're interested in are eligible for this program.
  • Fixed interest rates; generally lower than conventional mortgages
  • 30-year term
  • No down payment required
  • Minimum credit score is 620
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Apply Online

TRUST OUR TEAM

Rely on our mortgage specialists to help you secure a mortgage that is right for you.

  • Danielle
    Mortgage Specialist
    Danielle
    Contact
  • Regan
    Mortgage Specialist
    Regan
    Contact
  • Eric
    Mortgage Specialist
    Eric
    Contact