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Financial and Budget Counseling

We'll help you get your finances on track.


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Trust Our Certified Financial Counselors

We're Here For You. 

When you or your family face financial difficulties, take comfort knowing Adventure Credit Union is on your side. We provide financial counseling that empowers you to create a budget, pay down debt and build up your savings while supporting you at each step. If you're dealing with a crisis from losing a job, becoming disabled or sinking into too much debt, we're by your side.

Reach out to Sandra, CCUFC, at sandiem@adventurecu.org or 616-243-0125, ext. 1225, for more information and assistance. Meanwhile, here are some things to consider when managing your finances.

Knowing where your money goes is essential to managing your finances, which means creating a budget is vital.

You might be surprised at what you learn. Many discover they're spending far more than they realized, while a few pat themselves on the back for saving more than they knew. Whatever the case, it's never too late to start.

Think of your budget as a tool to help you manage money wisely. A key to keeping you motivated all year long is to review your budget to what you actually spent in each category on a monthly basis. Here's what to consider:

  • Be honest about your budget. Make sure it fits your lifestyle and keeps you motivated, all year long.
  • Don't try to fit your expenses into somebody else's budget categories. Tailor the categories to fit your own situation because finances are personal.
  • Make your categories detailed enough to provide useful information, but not so detailed that you become bogged down in trivial details.
  • Update your budget and actual expenses monthly.

Review your budget and ask these questions:

  • Where is our money going?
  • Do we really need to spend so much on this category?
  • We spent more than expected in this category this month. Why? What can we do to prevent it from happening again?
  • Are we on track with planning for big expenses such as a new(er) car or house?

These worksheets and documents can help you get started.