VISA Credit Cards

Choose the credit card that fits your spending habits.

  • Great Credit Card Rewards
    Great Credit Card Rewards

    Purchases earn points redeemable for travel, merchandise, and gift cards.

  • Fewer Fees
    Fewer Fees

    No annual fee and no-fee cash advances at Adventure branches.

  • Chip Card Technology
    Chip Card Technology

    Reduces fraud risk by providing additional security when you're shopping.

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Get Financial Flexibility You Want

Power Up With a VISA® Credit Card.

We know you love options. That's why we offer three different VISA® credit cards for Adventure Credit Union members in Grand Rapids, MI, Lansing, MI and beyond. Each Michigan credit union credit card includes VISA® rewards, which allows you to earn points with each purchase that you can redeem for various types of merchandise and experiences. Plus, you can pay your bill and manage your account anytime through Online Banking or Compare our VISA rewards credit cards below.

VISA® Classic Credit Card

VISA® Platinum Credit Card

VISA® Platinum Plus Credit Card

*Certain restrictions, limitations, and exclusions may apply.  In order for coverage to apply, you must use your covered account to secure transactions.  Please refer to your guide to benefits for further details.
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Your points, your perks, your way! Earn rewards for everyday purchases simply by using your Adventure Credit Union VISA® card. You can redeem your points for rewards including travel, car rentals, gift cards, merchandise, experiences, green products, charitable donations, discount memberships, and more. 

Access your rewards and perks anytime by visiting Scorecard Rewards page.
ONLINE: visit the rewards site
PHONE: 800-854-0790
MOBILE: visit the manage-my-rewards website and click on the mobile platform 

Access your VISA account balances, review activity and make one-time or recurring payments through Online & Mobile Banking.  Simply log in, select “VISA” from your list of accounts, then click the “Go To My VISA” button.  No additional username and password needed!

Payment address:
Adventure Credit Union
PO Box 895
Grand Rapids, MI 49518-0895

Adventure Credit Union VISA® credit cards come with unique features and all include: 

  • No Annual Fee 
  • 25-Day Grace Period on Purchases 
  • No-fee Cash Advances at Adventure branch locations
  • Same Low Interest Rate for Purchases and Cash Advances 
  • Travel, Cash, & Gift Rewards 
  • EMV CARDS. EMV is an abbreviation for Europay, MasterCard®, and VISA®. EMV, also known as "chip cards" or "smart cards", enhance cardholder verification and reduce fraud resulting from counterfeit, lost or stolen cards. EMV cards store payment information in a secure microprocessor chip. 
  • Auto Rental Insurance** 

    ** Certain restrictions, limitations and exclusions may apply 
Lost or Stolen: In the event your Adventure Credit Union VISA® card is lost or stolen, our 24 hour hotline to report it is: 833-541-0777. 

For an extra layer of security, some online retailers will require a one-time password that will automatically be sent SMS text to the phone number we have on file. Be prepared for this step during checkout on websites where you see the Verified by VISA logo.


Adventure Visa Platinum Disclosure

Adventure VISA Platinum Plus Disclosure

Adventure VISA Classic Disclosure

If you are not yet a member of Adventure Credit Union, you are still welcome to apply for a VISA credit card.  If your application is approved, you will need to join the credit union before your VISA card can be issued.  Don't worry, we'll walk you through the process, and it only requires a $5 deposit to your new share account.

Adventure Credit Union is open to anyone who lives, works, worships, or attends school in the following counties: Allegan, Barry, Clinton, Eaton, Ingham, Kent, Livingston, Newaygo, Ottawa, and Shiawassee.

Have questions for us?  Click the "Chat with Us!" button between 9am - 5pm, Monday - Friday.  Or call us after-hours at 800.323.2129.

Who is Adventure Credit Union?

Simply put, we're like a bank but better!  Like a bank, we offer financial services: loans, mortgages, savings accounts, checking accounts, and more.  Unlike a bank, we're a not-for-profit organization owned by our members.  This means, we work in the best interest of our members (i.e., accountholders) rather than investors.  Our non-profit status allows us offer low interest rates on our Holiday Loans and keep our account fees to the bare minimum.  When you open a share account with Adventure Credit Union, you'll never be charged a minimum balance fee or an account maintenance fee.


How do I join?

If you are seeking a VISA credit card, we suggest following these steps.

  1. Apply for your VISA credit card
  2. Wait for us to respond via email
  3. We'll walk you through opening your new membership

Even if your application is denied, you're still welcome to apply for membership at Adventure Credit Union.

  • Please tell us about your travel plans so we can put temporary exclusions on your card.  Using your card in new places, distant from your home can cause your card to be flagged for suspicious activity.  Notifying us in advance can help avoid these situations.
  • Make sure you have a backup card when you travel in case your primary card is lost, stolen, or impacted by fraud.  We suggest having both an Adventure debit card and VISA credit card.
    • You can apply for a new VISA credit card or limit increase on an existing VISA by visiting a branch, applying online, or calling 800.323.2129, and selecting option 4.
    • [Schedule an Appointment]
  • Be sure to set up alerts on all of your Adventure cards.  Debit card alerts can be configured in digital banking.  VISA credit card alerts can be configured via eZCard, also within digital banking.  Alerts help monitor your account, and notify you of any changes so that you can respond quickly.
  • Whenever you travel, make sure you have your credit union account number with you.  If you need to visit a Shared Branch credit union location, their tellers will need your credit union name and account number. 
  • Whether you are at home or traveling, the best way to mail us a VISA credit card payment is to send your check to: Adventure Credit Union PO Box 895 Grand Rapids, MI 49518