There are two primary types of fees associated with the use of an ATM – a surcharge fee and a foreign fee. A surcharge is a fee that may be charged by the ATM owner to the cardholder in exchange for using the ATM if it is outside the credit union's surcharge free network(s). These fees are disclosed at the ATM machine and charged at the time of the transaction. This fee is designed to cover the cost of operating, maintaining, and supplying the ATM with cash.
Using Adventure Credit Union ATMs: Members of Adventure Credit Union who use their Adventure debit card at any Adventure Credit Union ATM are not charged any surcharge and transactions are unlimited. Transactions can be a withdrawal, balance inquiry, transfer, or deposit.
Using a CO-OP ATM: Adventure Credit Union is part of the CO-OP surcharge-free network. Members of Adventure Credit Union who use a CO-OP ATM are not charged a surcharge. Surcharge free transactions can be a withdrawal, balance inquiry, transfer, or deposit.
Using a Fifth Third Bank ATM: Members of Adventure Credit Union who use a Fifth Third Bank ATM are not charged a surcharge on withdrawal transactions. Other types of ATM transactions, such as a balance inquiry, transfer, or deposit, may incur a surcharge fee.
The second type of fee, known as a foreign fee or transaction fee, may be charged to you when you use an ATM that is outside the credit union's ATM network. Unlike surcharges, this charge is not assessed by the machine or its owner and may not show on the ATM screen. As a member of Adventure Credit Union, if you incur a transaction fee, you will see it on your account history and on your monthly statement.
ATM Transaction Fees: Adventure Credit Union members are allowed unlimited free ATM withdrawals at ATMs owned and operated by Adventure Credit Union. You can use Adventure Credit Union ATMs as many times in a month and never pay a fee. However, if you use the other ATMs in our network, each month you are allowed up to 4 no-fee withdrawals if you have Adventure Checking
and up to 10 no-fee withdrawals if you have Edge Checking