A Savings Solution for Every Scenario

Personal finance is just that- personal.  We all save money in different ways.  That's why Adventure Credit Union offers savings solutions for every scenario.

Scenario 1: I have some money that I'm not using any time soon.

• Choose a Certificate of Deposit (CD).  A CD will reward you with a high dividend rate in exchange for locking up your funds for a defined period of time.  Adventure Credit Union offers CD terms ranging from 6 months up to 60 months.  Plus, we're currently offering special CD rates for a limited time!

Scenario 2: I've got money to save but I want to keep my options open.

• Choose Edge Checking.  Our high yield checking account will pay you 4% APY* on balances up to $10,000 when you meet easy monthly requirements.  This means you can earn up to $400/year in dividends.  Best of all, you have full access to your money, there's no monthly fees, and no minimum balance requirements.
• Choose a Money Market account.  If you're able to max out the benefits of our Edge Checking account, you should also consider a Money Market account.  Our Money Market account pays a higher dividend rate than a traditional savings while keeping your funds liquid.

Scenario 3: I want to start saving but it's hard to get into the habit.

• Choose Save-to-Win CD.  We get it, saving isn't always as fun as spending.  That's why we offer the Save-to-Win CD to keep you motivated.  For every $25 you deposit, you'll earn an entry in monthly and quarterly drawings for cash prizes ranging from $25 up to $5,000.  The more you deposit, the more chances you have to win.

Scenario 4: I know I ought to save but money is always tight.

• Choose Sparge Change Savings.  With Spare Change, you can feel good knowing you’re consistently saving a little bit of money every time you swipe your Adventure debit card.  With every swipe, we'll round up your transaction to the nearest dollar, and deposit the change into your Spare Change Savings account.  You'll earn interest on your balance too, helping your savings grow.

Additional Resources

Remember, if your budget doesn’t allow you to save as much as you’d like in the traditional sense- you can always “save more” by finding ways to spend less.  If you need help creating or refining your budget, please check our financial tracker tool, My $ Snapshot securely located within digital banking.

Article written by Evan Kingsbury for Adventure Credit Union