Financial Tips for the New Year

One of the best things you can do to improve your financial situation is getting out from under high interest credit card debts.  For a limited time, we are offering Debt Consolidation Loans with no payments required for the first 90-days.  We make it easy to consolidate up to $30,000 of debts into one loan at a rate as low as 6.99% APR*.

Benefits of Debt Consolidation:**

• Pay less interest
• Pay off debt faster
• Lower monthly obligations
• Simplify your finances

*Rate valid as of 1/1/2022, and subject to change without notice.  Rate is based on creditworthiness.  Not all members will qualify for the lowest rate.  Max. loan amount is $30,000.  Max. term is 60 months.  No payment required for the first 90 days on qualifying loans.  Interest begins to accrue on the date of loan origination.  At 6.99%, repayment schedule is 60 monthly payments of $19.80 per $1,000 borrowed.

**Individual results may vary.  Benefits cannot be guaranteed.

Enroll in Spare Change to automatically round up your debit card purchases into savings.  Spare Change is an effortless and affordable way to start saving money.

Enroll today; members that actively use their debit cards can easily accumulate $100+ in Spare Change during 2022.

How to Enroll:

• Click the button below to launch the application
• Click the "+" symbol next to "Spare Change"
• Click "no" to additional features, then click "add account."
• Scroll to bottom of page, click "continue."
• Complete the application by filling in requested information

Make saving money fun and rewarding with our Save to Win program.  

The Save to Win Program is our free prize-linked share certificate that rewards members for contributing to their own savings account.

How it Works:

• Just open a 12-month Save to Win share certificate of deposit with at least $25, and you’ll be entered to win monthly and quarterly prizes.
• Each additional deposit of $25 gives you more chances to win! Members can earn up to 10 drawing entries per month, so the more you save, the more chances you have to win.
• Plus, you'll earn regular interest on your Save to Win account balance; see today's rates

How to Sign Up:

• Save to Win certificate cannot be opened online
• Call or text us at 800.323.2129
• Or visit your local branch to open a Save to Win certificate

Learn how to monitor and improve your credit score with Credit Sense within digital banking.

The new Credit Sense tool located within our upgraded digital banking will:

• Help you understand your current credit score
• Give you access to your full credit report
• Show you how you can improve your score
• Provide you with credit monitoring alerts
• Shows you ways to save money on new and existing loans

Credit Sense is totally free for Adventure Credit Union members.  No credit card information is required to register.

To sign up:

• Log into online banking or mobile banking
• Click on the Credit Score tile; this option is listed under "Account Tools"
• Follow the prompts

Set spending budgets and savings goals with My $ Snapshot financial tracker within digital banking.

Adventure Credit Union's "My $ Snapshot" financial tracker allows you to several things, all securely within digital banking:

• See your complete financial picture by linking all of your online accounts together in one place
• Create and track spending budgets
• Create and track savings goals
• Create and track debt repayment goals
• Get a better understanding of cash flows
• View and track your net worth

Watch the video below to learn more!